loan-to-value

loan-to-value
loan to value ( LTV)
This is the ratio between the size of the loan you are seeking and the mortgage lenders valuation of the property.

Financial and business terms. 2012.

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  • loan to value — ( LTV) This is the ratio between the size of the loan you are seeking and the mortgage lenders valuation of the property …   Financial and business terms

  • Loan to value — The loan to value (LTV) ratio expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower wants $130,000 to purchase a house worth $150,000, the LTV ratio is… …   Wikipedia

  • loan-to-value ratio — loan to value ( LTV) ratio The name used to refer to a credit analysis ratio that measures collateral coverage. To calculate the LTV ratio, the total amount of the borrower s obligations to the bank is divided by the total calculated value for… …   Financial and business terms

  • Loan-to-value ratio — The loan to value (LTV) ratio expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower borrows $130,000 to purchase a house worth $150,000, the LTV ratio is… …   Wikipedia

  • Loan-To-Value Ratio - LTV Ratio — A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are generally seen as higher risk and, therefore, if the mortgage is accepted, the… …   Investment dictionary

  • loan to value — /ˌləυn tə vælju:/ noun the amount of a mortgage expressed as a percentage of the value of the property. Abbreviation LTV …   Dictionary of banking and finance

  • loan to value ratio — relation between the amount of a property loan in comparison with the value of the property it was used to purchase …   English contemporary dictionary

  • loan-to-value ratio — (LTV)  The ratio of the amount of money borrowed to the fair market value of the asset against which the loan is secured …   American business jargon

  • Maximum Loan-to-Value Ratio — The maximum ratio of a loan’s size to the value of the property, which secures the loan. The loan to value ratio is a measure of risk used by lenders. Different loan programs are viewed to have different risk factors, and therefore, have… …   Investment dictionary

  • Combined Loan To Value Ratio - CLTV Ratio — A ratio used by lenders to determine the risk of default by prospective homebuyers when more than one loan is used. In general, lenders are willing to lend at CLTV ratios of 80% and above to borrowers with a high credit rating. For example, let s …   Investment dictionary

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